Benefits of Buying vs Renting: Factors to Consider

Benefits of Buying vs Renting: Factors to Consider

When it comes to homeownership, there are many benefits to owning your own home. However, many first-time homebuyers believe that renting is the better financial play. While it is a huge investment, there are many benefits of buying vs renting a home: here is what you...
What is Earnest Money, Exactly?

What is Earnest Money, Exactly?

Buying a home is an expensive investment. From paying appraisal fees, inspectors, and purchasing a title insurance policy, there are many closing costs to be aware of. When buying a home in a tight housing market, one cost you may have not heard of is earnest money,...
Standard vs. Enhanced Title Insurance Explained

Standard vs. Enhanced Title Insurance Explained

While title insurance may be viewed as just another extra cost, it actually provides value to the homeowner. Title insurance is used to protect you from any past title defects associated with the home. There are two types of title insurance:...
What is Escrow on a Mortgage and How Does it Work?

What is Escrow on a Mortgage and How Does it Work?

If you’re using a mortgage to purchase a home, you’ve probably heard the word “escrow” used in a few different contexts. In most cases, your lender will require you to have an escrow account before continuing with the mortgage process. But what...
How to Compete in a Tight Housing Market

How to Compete in a Tight Housing Market

Demand for housing is at an all-time high. When the marketplace is hot, buying a home can become a frustrating experience. You fall in love with a house, only to find out you weren’t the first bidder, sometimes many times over. In some locations, property sells within...
How to Sell Your Home as For Sale by Owner

How to Sell Your Home as For Sale by Owner

It’s possible to sell your home on your own, called “For Sale By Owner” or FSBO, it means more work for you, but can be potentially rewarding. If you’re planning to sell your home yourself, here are some of our best tips to make it easier for you. Don’t...
Three Things to Know About Title Insurance

Three Things to Know About Title Insurance

Whether dealing with a home or commercial property real estate transaction, the entire process can feel overwhelming. That’s why the knowledgeable and courteous professionals at Millennial Title walk clients through every step of their new home purchase, refinance, or...
Five Reasons Why Spring is the Best Season to Sell

Five Reasons Why Spring is the Best Season to Sell

At Perpetual Title, our staff consists of professionals with experience in legal matters, contracting, real estate sales, purchases, and development. We concur with real estate experts that the prime home-selling season begins each spring and lasts through the summer....