How do Mortgage Points Work?

How do Mortgage Points Work?

As mortgage rates continue to fluctuate, homebuyers are always looking for ways to save money when they can, especially on such a large investment. One way buyers can try to save some money is by purchasing mortgage points, also known as discount points. But what are...
Benefits of Buying vs Renting: Factors to Consider

Benefits of Buying vs Renting: Factors to Consider

When it comes to homeownership, there are many benefits to owning your own home. However, many first-time homebuyers believe that renting is the better financial play. While it is a huge investment, there are many benefits of buying vs renting a home: here is what you...
What is Earnest Money, Exactly?

What is Earnest Money, Exactly?

Buying a home is an expensive investment. From paying appraisal fees, inspectors, and purchasing a title insurance policy, there are many closing costs to be aware of. When buying a home in a tight housing market, one cost you may have not heard of is earnest money,...
How to Compete in a Tight Housing Market

How to Compete in a Tight Housing Market

Demand for housing is at an all-time high. When the marketplace is hot, buying a home can become a frustrating experience. You fall in love with a house, only to find out you weren’t the first bidder, sometimes many times over. In some locations, property sells within...